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Free online tax filing

Cash App Taxes Review 2027: Best totally free option

Federal and state filing completely free, with audit defense included. Limited to one state and you need a Cash App account.

File free with Cash App SponsoredFree federal and state filing

Prices: 2025 tax year (returns filed in 2026), US federal unless noted; state fees shown separately. Prices last checked: October 2026.

8.8/10Our score
  • FreeFederalMost return types
  • FreeStateOne state return
  • IncludedAudit defenseAt no cost

Why Cash App Taxes?

  • Truly freeNo paid tiers or upsells
  • Free state returnRare among free options
  • Audit defense includedHelp if the IRS contacts you
  • Self-employment supportedSchedule C included
  • Fast refund optionDeposit to Cash App
  • Imports last yearUpload a prior-year PDF

Overview

Cash App Taxes is owned by Block, the company behind Cash App and Square. It started life as Credit Karma Tax and moved to Cash App in 2020.

It is the only major option that is free for both federal and state returns with no upgrade tiers. The catch is coverage: multi-state and some less common situations are not supported.

Pricing

Cash App Taxes pricing depends on your tax situation. List prices for the 2025 tax year (returns filed in 2026), US federal; state returns are charged separately.

PlanPrice (2025 tax year)What you get
FederalFreeMost forms, including Schedule C
StateFreeOne state return
Audit defenseFreeIncluded
Live helpNot offeredHelp center only

Pricing note: Prices are list prices for the 2025 tax year (returns filed in 2026), US federal unless noted; state returns are charged separately as shown. Providers set prices for the 2026 tax year (filed in 2027) in December and January, and early-season discounts are common. Prices last checked October 2026. Check the provider's site before you file.

Compare every provider in our Tax Software Price Tracker or estimate your total with the filing cost calculator.

Try Cash App Taxes for yourself

Free federal and state filing.

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Key features

  • No paid tiers: Every supported form is free.
  • Audit defense: Included with every return.
  • Maximum refund guarantee: Cash App's own guarantee policy; terms and conditions apply.
  • Cash App deposit: Get your refund into Cash App.
  • Mobile-first: Built to work on your phone.

What it does not cover

Cash App Taxes does not support multi-state returns, some foreign income situations, or several less common forms. You need a Cash App account to use it.

Pros and cons

What we like

  • Completely free for federal and state
  • Audit defense included
  • No upsells
  • Covers self-employment

What to watch

  • One state only
  • No live expert help
  • Requires a Cash App account
  • Fewer forms than paid software

Who it is for

Pick Cash App Taxes if your return is in one state and you want to pay nothing at all.

Ready to start with Cash App Taxes?

Best totally free option.

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FAQ

Is Cash App Taxes really free?

Yes. Federal and one state return are free with no paid tiers.

Do I need a Cash App account?

Yes.

Can I file in two states?

No. Multi-state returns are not supported.

Show your rating

Cash App Taxes rated 8.8/10 on TaxSeason

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Not advice: Prices and features change often; check the provider's site before you buy. General information only, not tax, legal or financial advice. Consult a qualified tax professional.

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