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TurboTax Review 2027: Best guided experience

The most polished tax software, with the best imports and step-by-step guidance. You pay for it, especially for investments and self-employment.

Start with TurboTax SponsoredFree Edition for simple returns, Deluxe from $79

Prices: 2025 tax year (returns filed in 2026), US federal unless noted; state fees shown separately. Prices last checked: October 2026.

9.3/10Our score
  • FreeFree EditionSimple Form 1040 returns
  • $79DeluxePlus state fee
  • $4,000Refund advance0% loan, no fees, if eligible

Why TurboTax?

  • Best importsSnap a W-2 photo, import brokerage and crypto statements
  • Clear guidanceExplains every step in plain language
  • Expert help on tapAdd live help or hand the whole return to a pro
  • Refund advanceUp to $4,000 at 0% for eligible filers
  • Covers every situationInvestments, rentals, crypto and self-employment
  • Biggest brandMost-used tax software in the US

Overview

TurboTax is made by Intuit, which also owns Credit Karma and QuickBooks. It is the most popular tax software in the US and sets the standard for ease of use.

The trade-off is price. Free Edition only covers simple returns, and investment or self-employment income pushes you into Premium. Watch for upsells during the interview.

Pricing

TurboTax pricing depends on your tax situation. List prices for the 2025 tax year (returns filed in 2026), US federal; state returns are charged separately.

PlanPrice (2025 tax year)What you get
Free Edition$0Simple Form 1040 returns only
Deluxe$79Deductions and credits, homeowners, HSA
Premium$139Investments, crypto, rentals, self-employed
State$39 to $64Per state return, varies by tier
Expert Assistfrom $79Unlimited live help and a final review
Full Servicefrom $89A tax expert prepares and files for you

Pricing note: Prices are list prices for the 2025 tax year (returns filed in 2026), US federal unless noted; state returns are charged separately as shown. Providers set prices for the 2026 tax year (filed in 2027) in December and January, and early-season discounts are common. Prices last checked October 2026. Check the provider's site before you file.

Compare every provider in our Tax Software Price Tracker or estimate your total with the filing cost calculator.

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Free Edition for simple returns, Deluxe from $79.

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Key features

  • Document imports: W-2 photo capture, brokerage, crypto exchange and prior-year imports.
  • Intuit Assist: AI help that answers questions inside your return.
  • Live experts: Add CPAs and enrolled agents on demand.
  • Refund advance: Up to $4,000 at 0% interest for eligible filers.
  • Maximum refund guarantee: TurboTax's own guarantee policy; terms and conditions apply. No service can promise a refund.

Who can file free

TurboTax Free Edition covers simple Form 1040 returns: W-2 income, limited interest and dividends, the standard deduction, and some credits. Intuit says about 37% of filers qualify. Anything more moves you to a paid tier.

Pros and cons

What we like

  • Best interface and guidance in the category
  • Strongest document imports
  • Easy upgrade to live expert help
  • 0% refund advance for eligible filers

What to watch

  • Most expensive option
  • Upsells during the interview
  • Free Edition is narrow
  • State returns cost extra

Who it is for

Pick TurboTax if your return has several moving parts and you value speed and hand-holding over price. If your return is simple, a free option will do the same job.

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Alternatives to TurboTax

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FAQ

How much does TurboTax cost?

Free Edition is $0 for simple returns. Paid tiers start at Deluxe, plus a fee per state. Early-season discounts are common.

Does TurboTax have a refund advance?

Yes. Eligible filers can get up to $4,000 at 0% interest, deposited soon after the IRS accepts the return.

Is TurboTax better than H&R Block?

TurboTax has slightly better imports and guidance. H&R Block is usually cheaper and has in-person offices. See our full comparison.

Show your rating

TurboTax rated 9.3/10 on TaxSeason

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Not advice: Prices and features change often; check the provider's site before you buy. General information only, not tax, legal or financial advice. Consult a qualified tax professional.

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