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Free calculator · Updated October 2026

Federal Tax Refund Estimator (2026 Tax Year)

Estimate your 2026 federal income tax and whether you can expect a refund or will owe, using IRS 2026 brackets and standard deductions.

US federal rules for the 2026 tax year (returns filed in 2027). Last updated: October 2026.

Your estimate

Enter your numbers above to see an estimate.

This is an estimate, not a tax calculation you can file with. It uses US federal figures for the 2026 tax year from the IRS and leaves out many items, listed below. Use tax software or a tax professional for your actual return.

How it works

We subtract the larger of your standard deduction or itemized deductions from your income, apply the 2026 federal tax brackets for your filing status, subtract credits, then compare the result with what you already paid.

Filing status2026 standard deduction
Single$16,100
Married filing jointly$32,200
Head of household$24,150

Not included: the additional standard deduction for age 65+ or blindness, the new deductions for tips, overtime, seniors and car loan interest, self-employment tax, capital gains rates, the alternative minimum tax, and refundable credit rules. See 2026 tax brackets for the full tables.

FAQ

Is this my actual refund?

No. It is an estimate based on the numbers you enter and simplified rules. Your actual refund depends on your full return.

Which tax year does this use?

US federal brackets and standard deductions for the 2026 tax year, for returns filed in 2027, from the IRS.

Should I itemize?

Enter your itemized total and the estimator uses whichever is larger. See standard vs itemized.

Not advice: General information only, not tax, legal or financial advice. Consult a qualified tax professional. We may earn a commission from some links on this site; it never affects our scores or this content. Read our affiliate disclosure.

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