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Original research · October 2026

What It Costs to File Your Taxes Online: 2026 Filing Season Study

We priced seven major US online tax filing services across four common tax situations. The gap between the cheapest and most expensive option is widest for the self-employed.

Prices: 2025 tax year (returns filed in 2026), US federal unless noted; state fees shown separately. List prices last checked: October 2026.

Key findings

$162+more for a self-employed filer on TurboTax Premium than on FreeTaxUSA, federal plus one state
11 timesthe cost: TurboTax Premium vs FreeTaxUSA for the same self-employed return with one state (at the low end of TurboTax's state fee)
4 of 7services charge $0 for a simple federal return plus one state return
  • Simple return (W-2, standard deduction): from $0 (TurboTax) to $64.99 (TaxAct), federal plus one state.
  • Homeowner or itemizing: from $0 (Cash App Taxes) to $118 to $143 (TurboTax), federal plus one state.
  • Investments or rentals: from $0 (Cash App Taxes) to $178 to $203 (TurboTax), federal plus one state.
  • Self-employed (Schedule C): from $0 (Cash App Taxes) to $178 to $203 (TurboTax), federal plus one state.

The cost by situation

Each chart shows the estimated total for a federal return plus one state return, using each provider's list price for the 2025 tax year. Where a provider's state fee varies by tier, we show the range.

Simple return (W-2, standard deduction): estimated cost, federal + 1 state
TurboTax: $0 (federal + 1 state, 2025 tax year list price)TurboTax$0H&R Block: $0 (federal + 1 state, 2025 tax year list price)H&R Block$0TaxSlayer: $0 (federal + 1 state, 2025 tax year list price)TaxSlayer$0Cash App Taxes: $0 (federal + 1 state, 2025 tax year list price)Cash App Taxes$0FreeTaxUSA: $15.99 (federal + 1 state, 2025 tax year list price)FreeTaxUSA$15.99eFile.com: $21 (federal + 1 state, 2025 tax year list price)eFile.com$21TaxAct: $64.99 (federal + 1 state, 2025 tax year list price)TaxAct$64.99
Homeowner or itemizing: estimated cost, federal + 1 state
Cash App Taxes: $0 (federal + 1 state, 2025 tax year list price)Cash App Taxes$0FreeTaxUSA: $15.99 (federal + 1 state, 2025 tax year list price)FreeTaxUSA$15.99eFile.com: $40.49 (federal + 1 state, 2025 tax year list price)eFile.com$40.49TaxSlayer: $92.98 (federal + 1 state, 2025 tax year list price)TaxSlayer$92.98H&R Block: $114 (federal + 1 state, 2025 tax year list price)H&R Block$114TaxAct: $124.98 (federal + 1 state, 2025 tax year list price)TaxAct$124.98TurboTax: $118–$143 (federal + 1 state, 2025 tax year list price)TurboTax$118–$143
Investments or rentals: estimated cost, federal + 1 state
Cash App Taxes: $0 (federal + 1 state, 2025 tax year list price)Cash App Taxes$0FreeTaxUSA: $15.99 (federal + 1 state, 2025 tax year list price)FreeTaxUSA$15.99eFile.com: $55.49 (federal + 1 state, 2025 tax year list price)eFile.com$55.49TaxSlayer: $92.98 (federal + 1 state, 2025 tax year list price)TaxSlayer$92.98H&R Block: $154 (federal + 1 state, 2025 tax year list price)H&R Block$154TaxAct: $164.98 (federal + 1 state, 2025 tax year list price)TaxAct$164.98TurboTax: $178–$203 (federal + 1 state, 2025 tax year list price)TurboTax$178–$203
Self-employed (Schedule C): estimated cost, federal + 1 state
Cash App Taxes: $0 (federal + 1 state, 2025 tax year list price)Cash App Taxes$0FreeTaxUSA: $15.99 (federal + 1 state, 2025 tax year list price)FreeTaxUSA$15.99eFile.com: $55.49 (federal + 1 state, 2025 tax year list price)eFile.com$55.49TaxSlayer: $122.98 (federal + 1 state, 2025 tax year list price)TaxSlayer$122.98TaxAct: $174.98 (federal + 1 state, 2025 tax year list price)TaxAct$174.98H&R Block: $179 (federal + 1 state, 2025 tax year list price)H&R Block$179TurboTax: $178–$203 (federal + 1 state, 2025 tax year list price)TurboTax$178–$203

Full data

ProviderSimple return (W-2, standard deduction)Homeowner or itemizingInvestments or rentalsSelf-employed (Schedule C)
FreeTaxUSA$15.99$15.99$15.99$15.99
TurboTax$0$118 to $143$178 to $203$178 to $203
H&R Block$0$114$154$179
TaxSlayer$0$92.98$92.98$122.98
TaxAct$64.99$124.98$164.98$174.98
Cash App Taxes$0$0$0$0
eFile.com$21$40.49$55.49$55.49

Download the data as CSV · Track changes in the price history · Compare tiers in the Tax Software Price Tracker · Run your own numbers in the filing cost calculator.

Methodology

  • Providers: TurboTax, H&R Block, TaxAct, TaxSlayer, FreeTaxUSA, Cash App Taxes and eFile.com.
  • Prices: list prices for the 2025 tax year (returns filed in 2026), taken from each provider's own pricing pages and last checked October 2026. Promotions, discounts and optional add-ons such as live expert help or audit defense are excluded.
  • Situations: we map each situation to the cheapest tier the provider requires for it. Simple: W-2 income and the standard deduction. Homeowner: itemized deductions. Investments: stock, fund or crypto sales or rental income. Self-employed: Schedule C income.
  • State return: one state return is added. Where a free tier includes a state return, it is counted at $0.
  • Limits: list prices are not what every filer pays, and free tiers have eligibility rules. Read each review for who qualifies.

For journalists

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Not advice: General information only, not tax, legal or financial advice. Consult a qualified tax professional. We may earn a commission from some links on this site; it never affects our scores or this content. Read our affiliate disclosure.

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